Tag Archives: long term care insurance

Cost Of Long Term Care

Hello, A lot of people incorrectly assume that health insurance and Medicare will cover long term care. They cover medically necessary care for up to 100 days, or until you stop improving or stablize. After that, you’re on your own. … Continue reading

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30 States Have Laws Requiring Children to Repay Medicaid for Parents Care

Filial responsibility laws date back to 17th century English law requiring children to financially support their parents when they couldn’t support themselves. Because of age, or maybe an illness like Alzheimer’s, millions of Americans are no longer able to take … Continue reading

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Older Americans Study

Click To Read Report Who will be taking care of you and do they know it? . Get a long term care insurance quote. . . . .

Posted in adult day care, Alzheimer's, caregiver, Dementia, home care, long term care, Long term care insurance, nursing home, skilled nursing | Tagged , , , , | Leave a comment

What If Patients Decided How Their Nursing Home Would Run?

When asked how she feels about living at St. Camillus Health Center in Whitinsville, Mass., her home for 15 years, Alice Hallinan doesn’t hesitate. “I love it very much,” the 96-year-old says. “My daughter wants me to move closer to her, but … Continue reading

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The Cost of Long Term Care Insurance Is Going Down in 2016!

In 2016, the average cost of a long term care insurance policy has gone down, according to The American Association for Long Term Care Insurance (AALTCI). For couples in their 60s, the policies cost 10% less than in 2015. Also, … Continue reading

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LTC Insurance 2015 Tax Year deductible limits

The 2015 Tax Year deductible limits under Section 213(d)(10) for eligible long-term care premiums includable in the term ‘medical care’ are as follows: Attained Age Before Close of Taxable Year:      40 or less — $390    More than 40 but not … Continue reading

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John Hancock’s New Performance LTC

John Hancock’s newest long term care insurance policy the Performance LTC is entirely different than other companies. The older one gets the lower their premium.* Click on sample charts below then cick again (+) to see full size. Contact us if you have … Continue reading

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Caring for someone with Alzheimer’s makes you more likely to get it

A study by the National Alliance for Caregiving found that the health of family members can suffer from the stress of caring for a loved one. The study found that health effects are worse than usual among those caring for … Continue reading

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Delaware LTC Partnership Now Available

Now Delaware residents can protect their assets and estate with qualified long term care insurance policies. Get your quote today.

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Genworth’s New Policy Starts July 21

This is yet another change to Genworth’s current PC Flex policy. There are more restrictions, fewer options and tighter underwriting. * Maximum benefit from $400 to $300 per day (equivalent monthly). * 5 year is maximum benefit period, no more … Continue reading

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