Tag Archives: assisted living

Can I pay a family member for my care?

I am often asked if a long term care insurance policy would pay for a family member to provide care. The only way is to have a cash benefit policy rather than a reimbursement benefit policy. There are two cash benefit policies: … Continue reading

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Cost Of Long Term Care

Hello, A lot of people incorrectly assume that health insurance and Medicare will cover long term care. They cover medically necessary care for up to 100 days, or until you stop improving or stablize. After that, you’re on your own. … Continue reading

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30 States Have Laws Requiring Children to Repay Medicaid for Parents Care

Filial responsibility laws date back to 17th century English law requiring children to financially support their parents when they couldn’t support themselves. Because of age, or maybe an illness like Alzheimer’s, millions of Americans are no longer able to take … Continue reading

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Older Americans Study

Click To Read Report Who will be taking care of you and do they know it? . Get a long term care insurance quote. . . . .

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What If Patients Decided How Their Nursing Home Would Run?

When asked how she feels about living at St. Camillus Health Center in Whitinsville, Mass., her home for 15 years, Alice Hallinan doesn’t hesitate. “I love it very much,” the 96-year-old says. “My daughter wants me to move closer to her, but … Continue reading

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Caring for someone with Alzheimer’s makes you more likely to get it

A study by the National Alliance for Caregiving found that the health of family members can suffer from the stress of caring for a loved one. The study found that health effects are worse than usual among those caring for … Continue reading

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Delaware LTC Partnership Now Available

Now Delaware residents can protect their assets and estate with qualified long term care insurance policies. Get your quote today.

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Genworth’s New Policy Starts July 21

This is yet another change to Genworth’s current PC Flex policy. There are more restrictions, fewer options and tighter underwriting. * Maximum benefit from $400 to $300 per day (equivalent monthly). * 5 year is maximum benefit period, no more … Continue reading

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How to pay $6,000 or more a month for long term care.

As insurance brokers we hear this all the time “I’ll invest the money instead of paying premiums for insurance.” For every $1,000 of monthly retirement income you want to generate  from your own savings, you will need about $230,000 in assets,  … Continue reading

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Seth Rogen testifies in Washington

Comedian Seth Rogen testifies in Washington at the Senate Appropriations Subcommittee on Labor, Health and Human Services hearing on Alzheimer’s Research.

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