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Category Archives: senior health
Can I pay a family memberĀ for my care?
I am often asked if a long term care insurance policy would pay for a family member to provide care. The only way is to have a cash benefit policy rather than a reimbursement benefit policy. There are two cash benefit policies: … Continue reading
Posted in adult day care, Alzheimer's, asset protection, caregiver, Dementia, depression, family caregiver, home aids, home care, long term care, Long term care insurance, long term care insurance premiums, memory problems, nursing home, Partnership, senior health, seniors, skilled nursing
Tagged assisted living, best long term care insurance, caregiver, family caregiver, home care, home care insurance, hybrid life insurance, life insurance long term care, Medicaid protection, Partnership asset protection
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Cost Of Long Term Care
Hello, A lot of people incorrectly assume that health insurance and Medicare will cover long term care. They cover medically necessary care for up to 100 days, or until you stop improving or stablize. After that, you’re on your own. … Continue reading
Posted in adult day care, Alzheimer's, asset protection, caregiver, Dementia, home care, long term care, Long term care insurance, nursing home, Partnership, senior health, seniors, skilled nursing
Tagged Alzheimer's, annuity with long term care, asset protection, assisted living, dementia, home care, Life with long term care, long term care, long term care insurance, LTC Partnership, memory problems, nursing home, senior health
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30 States Have Laws Requiring Children to Repay Medicaid for Parents Care
Filial responsibility laws date back to 17th century English law requiring children to financially support their parents when they couldn’t support themselves. Because of age, or maybe an illness like Alzheimer’s, millions of Americans are no longer able to take … Continue reading
Posted in Alzheimer's, asset protection, Dementia, long term care, Long term care insurance, memory problems, nursing home, senior health, seniors, skilled nursing
Tagged Alzheimer's, asset based LTC, asset protection, assisted living, home care, linked-benefit insurance, long term care, long term care insurance, LTC Partnership, memory problems, nursing home
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Risk For Depression Rises If On These Medications
An estimated 37.2 percent of U.S. adults are taking medications that list depression as a side effect. The research shows that the prevalence of depression among participants rose as they took more medications that list depression as an adverse effect. … Continue reading
Should we sleep and wake early to boost our health?
When a recent study looked at health differences between late and early risers, it appeared to make grim reading for night owls. Increased risk of early death, psychological disorders and respiratory illness were the stark findings from the paper, which … Continue reading
Posted in Dementia, Long term care insurance, news, senior health, seniors, sleep
Tagged night owl, unhealthy sleep
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