Monthly Archives: November 2014

Future of LTC Insurance

By Dawn Helwig, consulting actuary and principal at Milliman Pricing has gone through peaks and valleys, and many of the challenges are now driven by the investment market and lapse rates that have been much lower than anticipated. All of … Continue reading

Posted in Long term care insurance

Snapshot of California’s Sandwich Generation Caregivers

The Impact of Caring for Children and Elderly Parents on Health, Finances and Employment Prepared by the University of California, Berkeley’s Division of Health Policy and Management • November 2014 With couples having children later in life and California’s aging … Continue reading

Posted in Long term care insurance

What the long term care risk looks like.

Are you sure you want to wait to insure? . .

Posted in Long term care insurance

The dream of life after work is becoming a nightmare reality.

The last of the Baby Boomers celebrate their 50th birthday this year and may spend one third of their lifetime in retirement. The dream of life after work is becoming a nightmare reality. Boomers are not taking the steps necessary to … Continue reading

Posted in Long term care insurance

Consumers (think they) are not very likely to need help in later years from friends and relatives.

Although survey participants said they understand LTC options and resources, and might reasonably have been supposed to have seen the studies showing that about three-quarters of elderly people need at least a little help as they get on in years, … Continue reading

Posted in Long term care insurance

40 Must-Know Statistics About Long-Term Care

Arm yourself with the facts on how frequently people need long-term care, how much it costs, and how long it’s needed. Making a sound decision about whether to opt for long-term care insurance involves weighing the probabilities. Is it worth … Continue reading

Posted in Long term care insurance